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Best 7 Crypto Banks in Europe | Notum

By Notum

Nov 15, 20225 min read



The area of distribution of digital currencies in the modern world is expanding every day, but many traditional financial organizations are not risking working with a popular asset. Experts call the risks associated with fraud one of the reasons. The lack of a regulatory framework also discourages interest in crypto. But some modern banks understand perfectly well that progress is not standing still. So these institutions actively explore the world of cryptocurrency transactions and offer customers new and top-rated options.

Top 7 Crypto-Friendly Banks in Europe

1. Change

If you are looking for an excellent bank in terms of the number of characteristics and the maximum user-friendly level, then Change should be considered among the primary candidates. The bank is actively developing and is focused on European customers. Change has a banking license in more than 30 countries, stores clients’ digital assets in multi-signature wallets, and cooperates exclusively with reputable EU financial institutions. Change provides a convenient and easy-to-use application with which you can easily buy and sell major crypto assets and invest in more than 50 altcoins.

Moreover, experienced traders can also diversify their portfolios with other financial tools: stocks, metals, indices, and so on. Users can also trade cryptocurrency with leverage, receive passive income, and pay with cryptocurrency in more than 40 million locations worldwide.

2. Bankera 

Bankera is one of the most popular banks among crypto enthusiasts who want to safely store, trade, and perform several other operations with cryptocurrency and fiat. This bank has a license from the Central Bank of Lithuania so that users can be sure of the top-notch security of their assets. Bankera has integrated its own crypto wallet and exchange SpectroCoin solution. SpectroCoin is a convenient platform where users can easily and safely buy, trade, and exchange their crypto assets, get a personal debit card and a dedicated IBAN account, and even take crypto-backed loans.

Bankera provides a multi-currency crypto wallet that supports more than 40 tokens and allows you to withdraw and receive funds using dedicated IBAN easily. In addition, the Bankera ecosystem includes a SpectroCoin Pro platform for experienced traders. It is also worth noting Bankera’s crypto payment gateway, thanks to which business owners can easily accept cryptocurrency in their online or offline stores.


SEBA is a Swiss-regulated crypto bank founded in 2019. The bank develops solutions for various user groups, including professional investors and family offices, banks, Swiss blockchain companies, and asset managers. SEBA intends to become the best crypto-friendly bank in the world. Therefore, it provides a wide range of services for its clients.

The bank offers investment solutions and a SEBAX investable index for the most popular, liquid cryptocurrencies. The platform also allows you to benefit from crypto-fiat trading, margin trading, short-selling, derivative & asset-collateralized loans. In addition, SEBA Bank will enable you to store, convert safely, send, receive, stake, and spend cryptocurrency using a crypto account. It is also worth noting the possibility of tokenizing assets using SEBA Bank.

4. Revolut

Initially, the project was conceived as a bank emphasizing customers’ needs in the UK, but then the concept was changed to meet the requirements of the time. Revolut services are available to users of the entire European continent, and their list has expanded significantly. The bank is considered one of the most friendly to digital financial assets. You can not just open an account for cryptocurrencies but get a full range of services aimed at individuals and the corporate segment working in the digital assets field.

With Revolut, you can easily buy more than 90 tokens with 30+ fiat currencies at the click of a button. The minimum purchase amount is only $1. The platform also allows you to seamlessly exchange and send cryptocurrency, track market movements, learn the basics of the crypto economy, and pay with cryptocurrency as simply as with the national currency.

5. Fidor

Fidor Bank opened in 2009 in Germany and declared its mission to provide customers with access to financial services through innovative technologies. Following this thesis, since 2014, Fedor began offering crypto options and cooperating with the German exchange

Now the bank has entered into a partnership with other crypto platforms, such as Kraken, which allows customers to buy crypto in a proprietary application almost immediately after the fiat is credited to the account. In addition, thanks to cooperation with leading crypto exchanges, Fidor’s clients can connect their crypto wallet to their bank account in a matter of seconds and monitor their crypto portfolio on the go. The service fee is €5 per month, but it is reduced if you conduct more than ten monthly transactions. A fairly high level of security and a large selection of banking tools should be noted.

6. Bank Frick

A reputable bank located in Liechtenstein which specializes in capital management services. A financial institution is very sympathetic to clients who run a cryptocurrency business. For example, you can open a cryptocurrency or a deposit account for trading/storing tokens.

Bank Frick is a kind of optimized crypto exchange that allows you to store and trade more than ten cryptocurrencies, including Bitcoin, Ethereum, Tezos, Qtum, USD Coin, Cardano, and others. The bank is fully regulated; therefore, it provides a high level of security for your crypto assets and financial transactions. Bank Frick customers can easily buy and sell cryptocurrencies directly in the app, and private keys are stored in highly secure modules. Note the user-friendliness of the service, as this platform is suitable for both advanced and beginners in the crypto field.

7. Wirex

A user-friendly banking service headquartered in the UK, with some exciting features. The main advantage of Wirex is a functional debit card. This is a standard payment card officially registered with the Financial Conduct Authority of the United Kingdom (FCA). Thanks to it, you can use cryptocurrency in the same way as fiat money, pay at any point-of-sale and receive instant crypto rewards (up to 2% in a WXT token).

Wirex supports more than 150 fiat and cryptocurrencies.  In addition, Wirex customers can easily exchange cryptocurrency and fiat with zero fees. Wirex also provides a convenient non-custodial wallet where you can store your cryptocurrency and NFTs and earn DeFi-powered income.


For an active cryptocurrency user, having a loyal and understanding bank is an undeniable advantage. Fortunately, today you can find a financial institution ready to offer the most comfortable conditions for customers using digital assets.

The number of such banks is growing. Therefore, there is a high probability that there will be much more of them very soon, and cryptocurrencies will become a familiar and safe tool for investors and ordinary users.

Desclamer: Notum does not provide any investment, tax, legal, or accounting advice. This article is written for informational purposes only. Cryptocurrency is subject to market risk. Please do your own research and trade with caution.